For Business Owners and Self-Employed Clients considering construction or fit-out finance as part of a broader property or business strategy, Grace offers support through the application process and through each stage of the build or renovation. This may include new premises, renovations or the fit-out of commercial or professional spaces.

Construction and fit-out finance differs from standard property lending. Funding is commonly released progressively, documentation requirements can be more detailed and lender assessment may take into account project scope, contracts, costings and contingencies. These arrangements are often explored alongside existing property lending and business finance commitments.

For business owners, construction or fit-out projects may coincide with periods of operational change or growth. The interaction between construction finance, cash flow management and ongoing lending obligations can be an important consideration, particularly where timelines or costs change during a project.

As a Finance Broker, Grace supports clients by assisting with the lending component of construction and fit-out finance and engaging with lenders on relevant requirements. Grace works alongside Accountants, Builders, Project Managers and other advisers to keep the project moving forward as seamlessly as possible.